Saving is far more than just an action – it is a way of living, day-by-day.
  
Start to be calm by first slowing. Whatever it is that you are working on now, stop. Spend the next 30 minutes a day in silence and solitude. You need to teach your mind how to relax, so you can shift from the work-and-spend treadmill and then focus on what’s most important to you.

A calm heart is a tidy heart. It is time to clean up your act. Start today by spending 15 minutes every day going through a closet, a shelf, a drawer, and getting rid of anything you don’t use or cherish. Once you start on these surface areas, weeding that out, the skills and mindset carry over to more complex areas like your work, money and relationships.

It is now time to learn what is enough. Being calm and saving is really about transforming your life in a conscious and deliberate manner. It is determining what is enough in your life, so that you can do more with even less.
Finally, seek out some good support—whether you’re trying to save money or simplify your life.

Don’t go this alone. With Americans $2 trillion deep in debt, you’re certainly not alone in your desire to save money. Find a friend who can help you to get started and then get busy. You will be glad that you did.

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